We understand that collections is often an emotional and overwhelming process. . If I pay within 14 days of receiving the letter I only have to pay a third of the $1200.I never used Dish Network. SCAM! It collects on behalf of companies and businesses in a variety of industries, including: Health care providers Telecommunication suppliers such as Sprint and T-Mobile Financial institutions Why do these companies have such power to impact your credit so easily. Press question mark to learn the rest of the keyboard shortcuts. FAQs I canceled account with sprint on june 14, didnt payoff devices immediately and now since 7/28 i have convergent outsourcing on my reporting not willing to discuss removal at all. So I paid them 2 payment Dec. And Jan they took out of my banking acc. Convergent Outsourcing, Inc 800 SW 39th St/PO Box 9004 Renton, Washington USA Phone: 8662916364 Web: www.convergentusa.com Category: Cellular Phone Companies Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington Print this Report Email this Report Tweet Business Rating: Rate this business Sprint/convergent outsourcing - myFICO Forums - 6111159 I had an unpaid bill with Sprint that was sent to Convergent Outsourcing. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. If Convergent Outsourcing, Inc., contacts you, it means its pursuing you for an unpaid debt. More details on software and accessibility are available at WebAIM.org. It may not be copied without the written permission of Ripoff Report. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Unbelievable!! Convergent Outsourcing is a legitimate debt collection company. Whatever the reason, make sure youre sincere and friendly in your letter, as Convergent Outsourcing are unlikely to grant your request if youre demanding and angry. :'(. Opinions are our own, but compensation and in-depth research determine where and how companies may appear. The agent asked some questions, and at first I thought I was talking with someone from Sprint. In business since 1950, Convergent is one of Americas leading collections agencies. Welcome to the Sprint subreddit where we discuss news, user feedback, phone updates, tips and tricks, technical advice, and Customer Care experiences. I suspect the contract was hidden in the purchase of the I pad. I have been receiving calls periodically, have not answered these calls. This outsourcing the initial collections is not that uncommon. I'm looking to buy a new car soon, and I know the collection removal will help me get a better rate on a loan. If push comes to shove and you need to take legal action, its your word against the agencys. All Rights Reserved. Hello all. It collects on behalf of companies and businesses in a variety of industries, including: Although its incredibly annoying, Convergent Outsourcing is a legitimate business and not a scam. I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. Additional original Creditor they claim to represent is PayPal Account from Comenity Capital Bank, additional website to pay your account www.payconvergent.com. Legally they've followed to the letter of the law. It's not like the person on the other end of the phone actually cares about you or your debt, or your problems. Going to have to wait for someone to chime in with a more current collection Ill ask around .. Wonder what happens if you try to go in through Tmo vs Sprint and try to pay off the collection.do they just redirect you out Could try calling Tmo with no initial mention of a sprint collection.. if they dont redirect you to convergent. then offer to pay the sprint bill.. Why Ripoff Report will not release author information! Consumers love to do business with someone that can admit mistakes and state how they made improvements. In business since 1950, Convergent is one of Americas leading collections agencies. If you weren't paying on it then it went to collections. Re: Sprint sent account to collections, Convergent Outsourcing. **FORWARD TO THEM A COPY OF YOUR CHAT TRANSCRIPT IF THE CSR SAID IT WOULD BE DELETED! I ended up paying the entire balance through sprint in order to get account removed. Many factors affect your FICO Scores and the interest rates you may receive. After reading discussions on this forum, I spoke with Sprint and paid them directly. Convergent Outsourcing, Inc. is a highly responsive, integrated customer engagement organization helping clients optimize relationships with their customers through enhanced, unified communication. I called T-Mobile and they said themselves I have never have owed any past debt in my 14 years with them. But like most debt collectors, it has a questionable reputation with its customers. As of April 1st, 2020, Sprint is now part of T-Mobile! Late reply, but i got them deleted off all 3 via disputes with the agencies themselves essentially just claiming "No contract". - Hopefully you will have the same luck as me and they respond finally saying yes, it will be deleted. This piece of federal legislation prevents debt collectors from harassing customers to pay. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. One of our team members will walk you through the payment process and answer any questions you may have. I have sent numerous validation letters and no response! The only advice I can offer you is not to feed into their urgency. How to Remove Convergent Outsourcing from Your Credit Report - FinanceJar If you cant secure a goodwill deletion, the next step is to request debt validation from Convergent Outsourcing to identify if theres any inaccurate reporting regarding your debt; this may allow you to delete it. I never signed a contract). People would take advantge of it, skip a payment, and get a deletion. When you receive the documentation from Convergent Outsourcing, review it carefully, and make a note of any inaccuracies. One of our team members will walk you through the payment process and answer any questions you may have. Convergent Outsourcing, Inc. is a debt collection agency. Play video Make A Payment If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. Some dont. Dont click on those slick Ads! But if you can work out a payment arrangement with them they leave you alone because it's no longer necessary to pursue you. Our representatives will contact you in accordance with FDCPA standards in order to secure payment on your debt. Fraudulent collection letter Renton Washington, Convergent Outsourcing INC They are trying to collect money on a collection that does not exsist renton Washington, Convergent Outsourcing,Inc Galaxy Asset Purchasing Sending past due debt notices that aren't on my credit report. Sprint "The level of success achieved by most businesses can be directly correlated to the extent success is attained within the contact . They are supposed to do that when it's paid. Join our community, read the PF Wiki, and get on top of your finances! To find the most relevant information concerning collections or credit card inquiries, please visit: https://money.com/how-to-remove-collections-from-credit-report/ or https://money.com/get-items-removed-from-credit-report/, Money Group, LLC If you cannot afford to pay your debt in one payment, our representatives will work with you to setup a payment plan. Houston Texas, convergent convergentusa, convergent outsourcing inc Attempting to collect on a 23 year old debt wixom Michigan, Convergent Outsourcing, Inc. Verizon Wireless overdue, haven't used that mobile company in 6 years. Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! Convergent Outsourcing can only contact you under the specifications of the FDCPA. I told her I want the account removed and she said Sprint would REMOVE the account after paying CO. Learn more about Convergent Outsourcing or view your account with us online. Learn more. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. This morning I received a phone call from a debt collections agency Convergent Outsourcing. Your account number is located on the top right-hand side of the letter sent to you from Convergent; it will start with a letter of the alphabet followed by a number (i.e. SAVE THE CHAT! I had new devices on T-Mob so any blacklisting didn't affect me. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! I called sprint, who was very eager to accept a payment to confirm if this was true. Copyright 2022 Consumers Unified LLC. - Send an email to the executive office letting you know you paid in full directly asking to have it deleted. File your review. It dropped off after a while. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. They said according to sprints policy they cannot delete from the trade line. Maryland Residents: This agency is licensed as NMLS ID # 930053. Have anyone dealt with sprint/ convergent outsourcing in the past? I made arrangement to pay for some equipment for renting it, I did not owe them any money. Doubt they will remove it. Convergent Outsourcing Sprint bill : r/personalfinance As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. It will pass in time. Received notice of debt collection. They collect debts for financial institutions like Credit One Bank and PayPal, and telecommunication companies like Sprint and Verizon. As a result of our investigation we are replying with the following information: On 1/18/2017, Sprint placed this account in our office to collect a balance on their behalf of $834.26. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Wait. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. @new_earthThank you for sharing. Many factors affect your FICO Scores and the interest rates you may receive. In business since 1950, Convergent is one of Americas leading collections agencies. Make a Payment - ConvergentUSA Labarr v. Convergent Outsourcing, Inc. - Casetext Hence, the persistent phone calls and emails. Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages. My payment to CO is on the 15th of this month. Copyright 1997-2023, Ripoff Report. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. It doesn't erase the existence of the debt. I was told I owed Cox communications 200 dollars from over 5 years ago. The FDCPA prohibits a debt collector from engaging in specific forms of harassment, including: While Convergent Outsourcing claims to provide its representatives with FDCPA compliance training, its still possible for a representative to commit an infraction. I owe 1,700. And I owe them money. I wouldn't bother paying or contacting Convergence at all, they will probably be no help. Renton Washington, Bank Fraud, Credit Card Service, Collection Agency, Convergent Convergent Outsourcing Inc Sent me a notice stating they are gving me an opportunity to settle debt of $5,198.45 for the sum of $1819.46 Renton Washington, Convergent Outsourcing, Inc. Galaxy Asset Purchasing, LLC Sending Letters and calls for debt collections Renton Washington, Tempoe LLC Convergent Outsourcing Inc. I disputed the claim and was told they would confirm with the company before any further actions took place. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. If that happens then show proof your payment was to Sorint direct and it would be deleted. They sent my acc. I have an old Sprint account that went into collections via Convergent Outsourcing. Convergent Outsourcing help. I called Sprint to get the debt recalled-the lady was super nice and told me that if I paid sprint I would have to pay the entire balance ($1083) and that the account was with Convnetgent Outsourcing. . Unsubscribe easily. Renton Washington, Convergent-Tex Convergent Outsourcing, Inc., a/k/a Midland Funding, LLC, d/b/a Midland Credit Management, Inc., in Los Angeles, CA 90060-0578 stating original Creditor - Capital One Bank (USA), N.A. Is Convergent Outsourcing legit or a scam? Get buying tips about Debt Collection Agencies delivered to your inbox. Convergent Outsourcing is one of America's leading collection agencies with offices across the country. Within 48 hours it was on my credit report dropping me almost 20 points. I would even consider pay for delete in full. This is your right under the FDCPA. But we can send a letter out showing settled. Originating in 1950, its current headquarters are in Renton, Washington. bureaus (they were only reporting to two). I told them I had never had an account with this place and have NEVER owed such an amount to anyone. Opinions expressed on this site are the author's alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. Doubt they will remove it. Convergent Outsourcing, Inc. is a third party debt collection agency and member of ACA International with over 60 years of experience in the collections industry. Further information is available in our FICO Data Privacy Policy. It is on my credit report now. They include a place for you to fill out your CC information or bank account information and smoothly send in the money. He said he was looking for Teresa **. Convergent Outsourcing's other names - You can ask them if you pay in full right now, will they delete the Convergent collection. Unsubscribe at any time. A lady called me from Convergent outsourcing about a Dish Network account. Ive seen many threads which detail how to remove this account by paying the original creditor, however my mom went ahead and paid convergent directly. Convergent Outsourcing/Sprint Help - myFICO Forums - 6579365 They also collect medical debts. They say Im past due in the amount of,$1,613.85. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Sprint Trainer at Convergent Outsourcing . How long does it take for my credit report to update after I make a payment. They stop taking the money out of my account and listed it as a paid debt on my credit report. It took a few people and tries but they are finally deleting. I then, on my own terms, proceeded to pay on my account whatever I could afford via their website. Just wanted to share. What's funny is , I've never had any business dealings with Citizens Bank ever Renton Washington, Convergent Outsourcing, Inc. And that my Identy had been stolen last year. The debt collection process isnt perfect; reporting mistakes and lost information are common during the transfer of a debt from the original creditor to a debt collector. I called Dish to confirm this and they said they have no record of a debt. Balance due is 1700. Like it or not. Convergent Healthcare | LinkedIn You can enter your email address to have a copy of the chat transcript emailed to you. Shortly after paying it off they noted on my credit report that the debt was cleared. All business will get complaints. How do I setup a payment plan? I suppose they need to provide: Proof of contract - with sign-on and termination dates. Or, should I try to handle it through Sprint (since they own the debt). A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. General statment of, "according to sprints policy we cannot delete it. Neither one is in the wrong legally. How to Tell if it's a Debt Collection Scam - ConvergentUSA How to deal with Convergent Outsourcing - Bills.com Further information is available in our FICO Data Privacy Policy. I found out that Convergent Outsourcing, Inc. is a SCAMMER company. As an accredited agency, all of our representatives take part in a thorough customer service and Fair Debt Collection Practices Act (FDCPA) compliance training program, which we follow up with ongoing training and quarterly testing. Im really trying to overcome some debt and past bad decisions and just when I was clear I get smacked with another collection. The consumer can also call and request a copy to be sent to their physical address or their email. After calling they immediately brought it down to 1,000 but they said they will not pay to delete. I have Experian to monitor all accounts and a few days ago received a call from Convergent Outsourcing from someone whose English was difficult to understand. Since they were on leases that left me on the hook for around $1400. I was making payments via automatic draft. A goodwill deletion is where the debt collector agrees to stop reporting the debt out of goodwill. - Wait a few days, it most likely won't be deleted even if they said it would. We also do not buy debts - the debt that you may owe is still owned by the original creditor. |, Check your search kayConvergent Outsourcing, Inc. Who's crazy enough to start this website? The best way to prevent an old debt from affecting your future financial opportunities is to remove the collection entry from your credit report. Some people have been lucky and it was deleted right away, though. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Therefore, its important to understand your consumer rights to prevent Convergent Outsourcing from walking all over you. If Sprint is willing to take payment, they will recall the debt from Convergent, Convergent has to remove the account since they no longer have rights to collect, and sprint has no reason to re-add the debt since they are paid off.. (sprint re-adding the collection is the unsure part) Not gonna say 100% but this is how it worked with T-Mo.. Convergent Outsourcing is not a scam. After I asked them to send the paperwork, I did get it, but I called them and they said now it was for a debit card from a United Credit National Bank. FAQ. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. This one so contrived, premeditated, using a fake name and explanation. They are now reporting the account as $0 balance but refuse to remove the account . 7 calle 1, Suite 204 How did you get in contact with them i need to pay something off but cant reach them. They are more diverse with the types of debts they collect than most collection agencies. Convergent Outsourcing Inc is a debt collection agency owned by Convergence Resource. Paying off a debt marks the debt as paid off. I don't want to pay Sprint if it means that the Convergent line remains on my report with the line "paid in full". Has your experience with this business or person been good? I owe 1,700. Sprint cannot make exceptions to this policy. Our company complies with the standards outlined in the FDCPA and values both professionalism and customer service. However, there may be instances where credit reporting agencies take a few weeks to provide updates. I called sprint again and lady that I barely understood anything said that if i pay in full my account will go out from collections. It was gone off my reports within 2-3 days. https://money.com/how-to-remove-convergent-outsourcing-from-your-credit-report/. Cloud Minnesota, Convergent Outsourcing, Inc. Bothersome Calls Apparently From Convergent Outsourcing Renton Washington, CONVERGENT OUTSOURCING. Phone Number listed as (800) 282-2644; additional original listing: Credit One Bank, N.A. We also understand that you may be hesitant to give your information over the phone or online. Ripoff Report has an exclusive license to this report. It's advisable to send a debt validation letter via certified mail to get confirmation of receipt and to create a paper trail. I also called convergent and they only collecting on sprint behalf. If you have an account with us, were here to help! Arm yourself with this knowledge so you can negotiate with Convergent Outsourcing, or any other debt collector, confidently. Try to get them to say yes though if possible. Many people forget to pay a bill or find themselves short on funds, especially since the COVID-19 pandemic. Further information is available in our FICO Data Privacy Policy. It depends on how much they gave access to their system to Convergent. Phone calls must be made during "reasonable hours" only. I know this thread is a few months old but I thought I'd share my experience. Suite 100 Renton, WA 98057, Phone number: 800-444-8485 Website: http://www.convergentusa.com/. Unfortunately, if a bill remains unpaid, the original creditor may employ the services of a third-party debt collection agency to pursue the debt. Just updating my progress with Convergent. But, when I asked directly who she represented, she said she represented Convergent. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Convergent Outsourcing Questions & Complaints (Sales might work too, you just want someone who can take your payment). The letter needs to explain the reason for your late payment and why youre requesting removal. If you find any inconsistencies, you can file a dispute with the three major credit bureaus. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. R-1234567). Was just about to apply for an apartment and bam, get hit with a collection the same amount of the ones I just paid off. Oaks, Pennsylvania, Convergent Outsourcing Inc get me to pay $277.36 for a outstanding bill Renton Washington, galaxy asset purchasing Convergent outsourcing,inc saying I owe $6,020.64 Renton Washington, CONVERGENT Outsourcing, INC ACT HOLDING Montgomery Alabama, Convergent Outsourcing Inc. Convergent outsourcing False collection notice Re: PayPal account Renton Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Attempting to collect on a false debt Renton Washington, Convergent Outsourcing Inc. ATERSO01 as return address This notice is being sent to you by a collection agency. Bryan Sankey is a Sprint Trainer at Convergent Outsourcing based in Renton, Washington. OC and CA are in no way required to delete. Don't dispute again, it will come back validated. Our representatives are trained to actively listen and help guide you through the debt collections process in a flexible manner that will best serve your current financial situation. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. Repackaged from Purchased from Amazon, stealing all certifications and false manufacturing markers from the packaging of NB food supplements. Convergent Outsourcing was the most recent CA to report on this debt. Enjoy reading our tips and recommendations. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. Update: This article has been updated to reflect current contact information for Convergent Outsourcing and unverifiable information has been removed. After being contacted in writing by Convergent Outsourcing, Inc. on June 1st, 2020, and made aware of an alleged debt, I contacted Sprint regarding this account. How those businesses take care of those complaints is what separates good businesses from the rest. More details on software and accessibility are available at WebAIM.org. If Sprint sold it, you may have gave Sprint free money as they have no legal right to collect anymore but still legally owe Convergent. ". The whole industry is designed around fear and harassment - yet collection agencies buy and sell your debt routinely. Top 86 Reviews and Complaints about Convergent - ConsumerAffairs They are a scam. The contact details for Convergent Outsourcing are: 800 SW 39th Street. Therefore, its important to request debt verification ASAP. So I wonder what step to take to file a claim against this company. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. I paid them a lump sum to settle the account. However, I'd rather pay the full amount than go back and for the next few weeks with Sprint trying to hash out a couple hundred dollars. Maryland Residents: This agency is licensed as NMLS ID # 930053. That said, about six months later I decided to clean this up. Please call us at 1-800-444-8485. I agree to Money's Terms of Use and Privacy Notice and consent to the processing of my personal information. Companies across the United States contact us to help them recover debts. Convergent is required to password lock receipts due to housing sensitive information. We sincerely hope this represents a satisfactory resolution to your concerns. If they agree that the entry is inaccurate, theyll remove it from your credit report.
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