Please call the Funds Office at 516-294-1338 ext. MyLocal 338 provides instant access to information on your benefits through the union. %qj_lVdof!R^`{f!x %gtyped89ljuSNE^4t$pu@gD2n?J&|R:{eK\} /Length 1761 The Rent Zestimate for this home is $9,130/mo, which has increased by $73/mo in the last 30 days. If youre a working parent, then you know how essential childcare is when it comes to being able to provide for your family. Local 338 and their dependents are eligible for a number of scholarship opportunities that can be applied towards the costs of higher education. Links to external sites are provided for your convenience in locating related information and services. >> There is also information available on the bulletin boards at your worksite or on your My Local 338 account. That's why the dental policy that may suit the needs for individuals and families is the one that lets them see a trusted dentist in a convenient location, covers the treatments they need, and does so at a price that fits their budget. Congratulations to the winners of the 2022 UFCW Local 1500 Scholarship Winners. Located in Georgetown, this 4BD/4.5BA includes a gou. The Member Portal is your place to enter the digital world of the union! Enter your address, city or ZIP code and select your plan from the drop-down list. When you travel outside of the tri-state area, look at the back of your card to find your out-of-area provider. How can I obtain information about my Health Benefits? 1776. If you need to find a dentist who speaks your language, you're in luck. BothDHMO dentalplans and DPPOs can be a good choice, and both have their advantages and disadvantages. All rights reserved. They typically handle all the claims processing for you as well. We apologize for the confusion, but due to Washington state statutes, please proceed to. stream Integrated Dental Administrators, Inc. A Dental Program for the Members and Dependents of Local 1500 Welfare Fund UFCW 425 Merrick Avenue, Westbury, NY 11590 Patient Information Help-Line 1-855-UFCW-1500 . UFCW Local 1500 est ahora disponible en espaol! Please be prepared to provide the following information: When you arrive at the TeamstersCare dental office for your appointment, well take all appropriate steps to diagnose the problem and relieve your discomfort. Your company may also pay a percentage of the premium for you. Fill out our form and get an answer! This website is the home of Dentegra Insurance Company and Dentegra Insurance Company of New England. State. Dentegra dental plans are underwritten by Dentegra Insurance Company (Dentegra), except in New York where they are underwritten by Dentegra Insurance Company of New England. The Member Assistance Program (MAP) is designed to help Local 338 members achieve a better quality of life. endstream endobj startxref Expect to have out-of-pocket expenses every visit. Local 338 Child Care Benefit Reimbursement Application, NYC Facilitated Childcare Enrollment Project Eligibility Request, Click Here to Learn More About The Union Advantage. The portal will allow you to preview medical claims and order their own optical forms. Log onto MyCreateHealth.com to view all your claims for services received in 2017 and later. For answers to specific questions about your pension or annuity, please contact The Local 338 Retirement Department at 516- 294-1338 ext. Dental health issues have been connected to many severe health problems, including heart disease, diabetes, osteoporosis, and others.2 By investing in dental coverage, you're investing in your overall health and the health of your family. Plan members must pay for all services but will receive a discount from participating providers. Therefore, the information should be relied upon only when coordinated with individual professional advice. Call 1-866-250-8679 or fill out the form below. You may see an orthodontist of your choice without a referral from a dentist. However, not all DPPO plans are the same. Send us your new information to be sure that you continue to receive our updates. Dentist. Join us for a free Homebuyer Workshop to find out. MAP is the link between community resources and referrals in many different areas that provide critical support. Join Now: 800-372-7615 . 1776 for further details or visit your . Call one of the TeamstersCare dental offices, describe your dental problem, and we will attempt to accommodate you in a timely manner. 2-time winner Inc. Magazine; listed as one ofInc 5000 Fastest-Growing Private Companies, 2-time winner Entrepreneur Magazine National Top Company CultureiQ (#10 and #14 medium size companies), Fortune Magazine - Nationally Ranked #7 Best Small Workplace, Fortune Magazine Best Workplaces in Texas (#15 Small and Medium Companies), 4-time winner Dallas Morning News Top 100 Places to Work (#9, #10, #10, #16 Small company category), 4-time winner FW Inc. Best Company to work for (#2, #5, #7, #13 Medium to Large Companies). This is one reason why more dentists join our network than any other. To find a dentist in the one of the Dental Blue Freedom networks, go to the Blue Cross Blue Shield website, www.bcbsma.com and select Dental Blue PPO for the greatest discounts, or Dental Blue for the broadest network of dentists. With a Dental PPO, you can use any dentist - even if they're not in the network - but you will pay less out of pocket if you use someone in the DPPO network. I have a question about a medical claim. Simply perform a search for dentists within your location. hmO9a Through our national network of Delta Dental companies, we offer dental coverage in all 50 states, Puerto Rico and other U.S. territories. If you have any suggestions or questions, please e-mail or call: support@ddsinc.net 1-800-255-5681 The TeamstersCare dentist or hygienist will evaluate your dental condition and determine an appropriate re-care schedule, usually every 3, 4, or 6 months. 1776, or by contacting your Union or Funds/Service Representative at ext. You can find several affordable individual dental insurance plansonline. As the largest grocery union in New York, we tirelessly fight for workers' rights & community well being. Local 338 is proud to be making history alongside the workers of the Pindar Vineyard in Peconic (Suffolk County) who have officially joined our union family! Whether it is mental health or substance abuse referrals or other community support, MAP helps you navigate through the process of receiving help, and is strictly confidential. Please call the Funds Office at 516-294-1338 ext. This article will help you answer four important questions: Going to the dentist can be a bit nerve-racking, even if youve been going to the same person for years. If you have any questions about your Dental Blue Freedom benefits, call BCBS Member Service at (800) 241-0803. You will be directed to your local Delta Dental website. endstream Remember, however, that just because a plan costs less doesn't necessarily mean it's the best option for you. Since 1987 Alicia Boake has been a member of UFCW 1500! More information about this, as well as how to start the application process, can be found on your My Local 338 account. For example, you have to choose a primary care dentist and go through them for all care. /Type/ExtGState Dr. Simmers completed an Advanced Education in General . 1775. Our services are here to benefit you, so feel free to speak up! Use towards surcharges or upgrades on your eyeglass purchase. 1 verified review. Member claims go to PO Box 60007, Los Angeles, CA 90060-0007 Podiatry Plan, Inc. (PPOC) Podiatrist Call: 800-367-7762 Podiatry Claims: Podiatry Plan, Inc., 4304 18th St., PO Box 14671, San Francisco, CA 94114-9991 Request a refill of an existing prescription and pick it up at one of our in-house TeamstersCare pharmacies. << You can obtain information about your health coverage by calling the Funds Office at 516-294-1338 ext. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof. Local 338 members have access to Teladoc and Guardian Nurses, two free services that are available to help answer any questions or put a patient in touch with a hard-to-reach doctor. If dentist choice is more important to you, then a Dental PPO may be a good solution for your needs. endobj As a member of Local 338 (or dependent of a member), you are eligible for a number of different scholarships and educational programs. An employer gets reduced group rates, and group plan members often enjoy higher benefits than an individual plan. These dental plans have no network and allow you to go to any dentist you choose. +yeo0Dhg[d>q(:' bO/\?`,\71 1sRaptDvJReC$'*>.#S06i~&_fQvZ'}JX>7U;M3+5dYfX;P^YXqR,h$69Q$Y4 stE/Ceu,?PGd9!O]',\/;Z*:t'R5Uokt@I3_(G)0Ugqiu]bOV[7Vdd~GpC]vk(M=m7[0} Our gratitude goes to our faithful customers, talented and team-oriented employees, and partners who have made all of this possible since 1998! If life gets in the way of your schedule and you need to cancel an appointment, please call at least 24 hours in advance of the appointment time. Im a part-timer, what benefits do I receive as a Local 338 member? Let us help more patients find their way to your office. Youre included in the union negotiating process. Stay Up To Date and See Whats New with Your Fellow Members, Their Families and Your Union! 56 mi. You can go to anyone in the network and save. It's an "in-network" dentist or other dental specialist. See gift card for details. Dr. Deborah Simmers, DMD. Additionally, there's likely a cap on the maximum amount the plan will cover per member, typically between $1,000 to $2,000 annually. Important Note: Whether or not you are eligible for all of the following benefits depends on your member status. Dentist. For answers to specific questions about your pension or annuity, please contact The Local 338 Retirement Department at 516- 294-1338 ext. If you have to submit a dental claim yourself, you should be able to obtain the form from your dentists office. No. /ColorSpace/DeviceGray Any questions about claims should be directed to one of the representatives in the Medical Claims Call Center at 516- 294-1338 ext. Providers Join our network of leading providers in New York, New Jersey, and Connecticut. Participating Dentists This is a listing of the names, addresses and phone numbers of the dentists who are currently participating with the CWA Local 1180 Scheduled Dental Benefit Plan. Check out Virtual Consult, Check out our new DeltaVision plans The Local 338 MAP is designed to support our members who may be struggling with problems affecting their personal life in order to help them achieve a better quality of life. MLS# DCDC492564. Yes. How do I get information about my optical and dental benefits? And, you'll have access to discounted medical liability insurance through our partner, MLMIC A world of choice Offer your members high-quality healthcare where they live and work. This is not a Medicare prescription drug plan. Depending on your job status and/or Union contract, you MAY also be eligible for other benefits such as child care, supplemental disability, hearing aid reimbursement, hospital income replacement and more. Finding a new dentist can be downright stressful. The TeamstersCare dental staff will coordinate your dental treatment and help advise you on how to maximize your dental benefits among your dental providers. Local 338 RWDSU/UFCW members feed, care for and serve their communities throughout New York and New Jersey. The plan does not pay providers directly. TeamstersCare provides its members with comprehensive dental benefits for routine cleanings, x-rays, fillings, dentures and other dental services. Restrictions apply. All communication is strictly confidential. When you travel outside of the tri-state area, look at the back of your card to find your out-of-area provider. Trainings, seminars and events. 56 mi. Your Union Number Dont remember? Please refer to your health insurance ID card to select the appropriate network. 5.00. Union members have rights and protections that correspond with the number of years they have been working in their field. DHMOs also typically don't require that you pay a deductible, and they don't have caps on how much they will pay for dental services. 5.00. Active members can also find more information about their retirement benefits by logging in to your My Local 338 account. Our offices are located in: TeamstersCare In-House Dental offers the following services to our members and their families: At one time or another, you may experience a dental problem that requiresprompt attention. Check out our Full Time Employees Group Benefit Plan. THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. Select Speciality (optional) Search Provider . Find a Provider. These May Help. Please refer to your policy for a complete list of limitations and exclusions. We want you to be in love with your plan. According to the U.S. Bureau of Labor Statistics, thats an extra $204 per week! If we cannot resolve the problem completely during your visit, well explain your options for follow-up treatment. A DPPO typically has higher premiums, but the network gives you more dentist choice. Preventing disease. Dentist Name. On the downside, indemnity plans are expensive, difficult to find, and generally require that you pay your dentist up-front then file paperwork for reimbursement. hbbd``b`f@q`L n`$X/ Di b0= Provider Fee Schedule Use this form to look up fee schedules in your union Enter your Provider Number Enter Union Number Select Fee Schedule Search Fee Schedules Questions? Fields marked with an asterisk (*) are required. And with over 120,000 participating providers in 420,000 locations across the United States, you may not have to travel far to find your dentist.2 The Guardian dentist lookup tool makes it easy to find in-network options near you. Are there any educational programs or scholarships that are available to me as a Local 338 member? THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. A Voice on the Job On September 27th , the New York State Public Employment Relations Board (PERB) certified Local 338 as the union to represent twelve agricultural workers the very first in New York State. 1305. To find out more, including about qualifications and deadlines, or to start the application process, log into your . The term " Dental PPO ," or DPPO, refers to a dental insurance plan with a Dental Preferred Provider Organization (or network). Search for a network dentist near your home or work. I'm eligible for services, but I've never been to a TeamstersCare dental office and I have a dental problem that requires immediate attention. AL. Local 338 members are guaranteed wage increases based on the number of hours they work. For information on becoming a network dentist, enter the state where you practice. Yes. 82 0 obj <>/Filter/FlateDecode/ID[<4F290D705744DF01CD7F78E8E5AB0A8E>]/Index[63 31]/Info 62 0 R/Length 92/Prev 199197/Root 64 0 R/Size 94/Type/XRef/W[1 2 1]>>stream To find out more, including about qualifications and deadlines, or to start the application process, log into your My Local 338 account. 1Dentals #1 core value is Respect others as inherently valuable. Our goal is to treat customers with respect and integrity in everything we do. Xy]e[vyGI@v9gW5\UuOiQbwt4e{CW_mOEB$O!B"EAl_>/k9X{}sEsk1c|,Dlms'&[m#J(6: yo'RakZ6Nm>+zL MagnaCare Provider Locator Find a healthcare provider Choose your plan to find a provider in your area. 3 0 obj Local 338 members provide essential services to the public and are vital to ensuring our communities get through this difficult time. Union members are more likely to have quality health insurance. All Local 338 members and their dependents are also eligible for the UFCW Free College program, which lets you earn an associates degree and certain professional certifications at an accredited college at no cost to you! They do, however, have a copay that is typically charged each visit. Active members can also find more information about their retirement benefits by logging in to your " My Local 338 " account. Any questions about claims should be directed to one of the representatives in the Medical Claims Call Center at 516- 294-1338 ext. We at 1Dental are very fortunate to have won many awards over the years. 1Dental is a completely risk-free, guaranteed way to save on the dental care you need. Who do I speak to? Are you dedicated to social and economic justice in your community? hb```f``r``a``d@ A+ssO/jpL^X d=l:;:::;8op1nj06u5L@B`0h` bV( ,Hl" ,K Ia``bdZ2Ee&(D6+!>Wa`YX? We are proud to have earned an A+ rating with the Better Business Bureau an organization that promotes accountability and honesty between businesses and their customers. More Americans choose Delta Dental than any other dental insurance company. New York City has just announced a new childcare voucher program specifically for undocumented families in the five boroughs! (718) 338-3202 Horizon Dental Arts Dr. Dranovsky Brooklyn, NY 11210-2000 Woodpoint Dental 234 Skillman Ave /Type/XObject Speak to one of our helpful representatives! If you speak Spanish, you can search the Spanish-language directory. All rights reserved. Search your plan's network Enter your address, city or ZIP code and select your plan from the drop-down list. The actual limitations and exclusions that apply to your Dental Plan are governed by the policy forms approved for use in your state. MyLocal 338 provides instant access to information on your benefits through the union. %PDF-1.5 % /BitsPerComponent 8 Search for a provider in your network to be sure you get the most out of your plan. >> /Filter/FlateDecode You can add your phone number now by going to the Manage your One Healthcare ID link above and clicking the Verification Options tab. Dr. If you have questions or want more information about the Employee Assistance Program please contact Kaiser-Trentwood's Human Resources Department, Dave Hill- Local 338 EAP Chair at (509) 842-6336. Products are not available in all states. For full details on your TeamstersCare benefits, please refer to the Benefits Overviewsection or your Summary Plan Description. Nominate a colleague (or even yourself) for participation in the MagnaCare provider network. DPPO plans, such as those from Guardian, may come with different coverage options. With a Dental PPO, you can use any dentist - even if they're not in the network - but you will pay less out of pocket if you use someone in the DPPO network. What benefits do I have other than medical? You may cancel within the first 30 days after effective date or receipt of membership . The outcome of every election has a direct impact on you, your family and your coworkers. Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-372-7615. . c.111M and 956 CMR 5.00. (718) 338-3202 Horizon Dental Arts Dr. Dranovsky 1804 Flatbush Ave. Brooklyn, NY 11210 (718) 253-2000 The location may not be as convenient. There is also information available on the bulletin boards at your worksite or on your . The Local 338 is a great resource for members and you'll be able to view all of your Local 338 news and benefits in the palm of your hand. 1305. The network of dentists and specialists is usually much smaller, so you may have to travel farther. Studies find that people with dental benefits tend to receive better dental care, which can make them healthier overall. Its not because theyre afraid of getting their teeth cleaned or cavities filled. /SM 0.001 /Height 83 73288 for dental claims Medicare compliance regulations And more Dentists can call Humana's Provider Customer Service for assistance at 800-833-2223, Monday - Friday, 8 a.m. - 8 p.m., Eastern time. ; IP-DEN-20;ET.AL, FLORIDA Policy Form IP-1-MDG-DHMO-FL-OFF-17, NEW YORK Policy Form IP-MDG-NY-FP-OFF-1721; IP-MDG- NY-EHB-OFF-21,TEXAS Policy: IP-1-MDG-DHMO-TX-17, ILLINOIS Policy: IP-FCW-DHMO-IL-21. However, you typically don't have to pay a deductible, and there's no cap, but you will have to pay a flat copay amount for most non-preventative procedures. 93 0 obj <>stream What do flossing, fluoride and the COVID-19 vaccine have in common? Have Questions About Your Benefits? TeamstersCare has a pre-set Fee Allowance Schedule of the dollar amounts it will pay for covered dental procedures. Volunteer Income Tax Assistance Program for union members and their families. Please refer to your health insurance ID card to select the appropriate network. >> 63 0 obj <> endobj As a full or part-time member who participates in the Local 338 Benefits Fund, you qualify for optical and dental benefits. Make sure to read the plan summary and know what will and will not be covered, along with your costs. Material discussed is meant for general information purposes only and is not to be construed as medical, tax, legal or investment advice. Administrative and claim forms. 807 Spring Forest Rd, Ste 600, Raleigh, NC 27609. Login here for details on your hours and eligibility status. Did you know that on average, union members earn 26% more than non-union workers? The only way you lose is by walking away. Participating Dentists This is a listing of the names, addresses and phone numbers of the dentists who are currently participating with the CWA Local 1180 Scheduled Dental Benefit Plan. You can obtain information about your health coverage by calling the Funds Office at 516-294-1338 ext. All Rights Reserved. Find a dentist near you Search for a provider in your network to be sure you get the most out of your plan. 2 0 obj Find a provider, check your benefits, manage your claims, and much more. Different scholarships are offered by Local 338 Charities, Union Plus, and our International Unions: the RWDSU and UFCW. To search by specialty, language spoken or other details, search using your ZIP code, and on the results page selectRefine search. If you'd like assistance, contact support at 1-855-819-5909 or optumsupport@optum.com . Various dental insurance plans offer different combinations of features, network providers, benefits, and coverage options. (BRIGHT MLS) 4 beds, 4.5 baths, 2742 sq. Are you eligible for TeamstersCare benefits? As a union member, you cant be disciplined or fired just because your boss doesnt like you, while those who dont belong to a union are forced to work at will.. Dr. Members can fill prescriptions each month at little or no charge, and Local 338 benefit plans pay over $$$ annually. Access to educational opportunities is something Local 338 strongly values. How do I get information about my prescription benefits? Answer: Depending on your Union contract, you MAY be eligible for benefits such as child care, supplemental disability, hearing aid reimbursement, hospital income replacement and more. Its a fact: Millions of Americans skip regular dental visits. Local 338 members have access to Teladoc and Guardian Nurses, two free services that are available to help answer any questions or put a patient in touch with a hard-to-reach doctor. %%EOF However, not all DPPO plans are the same. You are eligible no more frequently than every 5 years. 2014 Teamsters Union 25 Health Services & Insurance Plan - All rights reserved. Dr. Deborah Simmers, DMD. DHMOs are usually less expensive but are much more restrictive in which dentist you can use. 1223. TeamstersCare provides its members with a broad range of dental services at three convenient locations. The Zestimate for this house is $2,618,500, which has decreased by $11,755 in the last 30 days. The TeamstersCare dental staff will coordinate your dental treatment and help advise you on how to maximize your dental benefits among your dental providers. Delta Dental of California and Affiliates is a part of Delta Dental Plans Association. But it doesnt have to be prohibitive especially if you have a dental insurance plan to help pay for care, starting with regular checkups. M` Our traditional open access network 807 Spring Forest Rd, Ste 600, Raleigh, NC 27609. However, the deductible is typically significantly lower than that of a regular health insurance plan. Member perks for your smile and beyond City. These services are provided through both our in-house dental offices and through a Blue Cross Blue Shield of Massachusetts (BCBSMA) program called Dental Blue Freedom. Not just satisfied. This website is the home of Delta Dental of California; Delta Dental Insurance Company; Delta Dental of Pennsylvania; Delta Dental of New York, Inc.; Delta Dental of the District of Columbia; Delta Dental of Delaware, Inc.; Delta Dental of West Virginia, Inc. and their affiliated companies. Click here for registration instructions. Guardian offers three tiers of PPO plans with different levels of coverage. If you dont already have a dentist you like, or if your plan doesnt cover your dentist, here are some ways to find a good fit: If youre covered by Guardians PPO plan, theres a good chance that the dentist you have (or want) may be in our extensive dental network. The range of discounts will vary depending on the type of provider and service. Local 338 proudly represents nearly 13,000 working people in a variety of different industries. The grievance procedure was negotiated in our contracts to help any employee who feels he or she has been treated unfairly in any way. Still, many people prefer DPPO plans. No questions asked. Virtual Consult =V/U_ZmXhSETykoYPl1 Fx2Ga#hj6mm 1 verified review. When you call TeamstersCare for a dental appointment, we reserve that time exclusively for you. 1505 Kellum Place, Mineola New York 11501. What may be fully covered by one may not be covered at all by another, so it's essential to review the policy's Plan Summary. Claim Inquiries - Provider Services @ 833-848-8730 Medical claims address - Providers should submit claims to their local Anthem office. Most PPO policies also have a waiting period between the time you sign up until you can have major services conducted, such as a root canal. Read our press releases and download our latest Union Newspaper. Youll receive a quick response from a TeamstersCare representative. Dr. Deborah Simmers is a graduate of the East Carolina University (ECU) School of Dental Medicine and is a member of the American Dental Association, North Carolina Dental Society, and Old North State Dental Society. Additional procedures may be partially covered by the plan, such as covering 75% of the cost of fillings, leaving you to pay the remaining 25%. Policy limitations and exclusions apply. Local 338 Child Care Benefit Reimbursement Application, NYC Facilitated Childcare Enrollment Project Eligibility Request. While DPPOs are often preferred, they aren't the only plan type available fromdental insurance providers. %PDF-1.4 Register for our member service portal, where youll find everything you need to know about your health plan in one convenient location. 1776, or by contacting your Union or Funds/Service Representative at ext. Youll enjoy the experience on MyCreateHealth.com where you can: To view older claims (from 2016 and earlier), log onto the service portal at magnacare.com. Questions? Let the orthodontists office know that you have Dental Blue Freedom insurance coverage. We offer vision coverage through DeltaVision in 15 states and the District of Columbia. To learn more about COVID-19 [Coronavirus] please read more! If your TeamstersCare benefits include dental services through Dental Blue Freedom, you have the flexibility of choosing any dental provider. ", "The union gave us a way to build our careers in the cannabis industry.". The plan will reimburse a percentage of what the insurer considers "reasonable and customary" expenses. . We appreciate and value all of you for your hard work, patience and dedication to the customers and individuals you serve. With Guardian, for example, deductibles are around $50 for an individual policy or $150 for a family policy. ft. townhouse located at 3338 Dent Pl NW, Washington, DC 20007 sold for $2,400,000 on Oct 16, 2020. You may also log into the website to create an online account for access to full details on your dental benefits, along with oral health resources and answers to frequently asked questions. Local: (617) 241-9220 Inside MA: 1 . /Width 83 BCBSMA handles all in and out-of-network claims. 3338 Dent Pl NW, Washington, DC is a townhome home that contains 2,742 sq ft and was built in 1941. Click here. Please call the Funds Office at 516-294-1338 ext. % Members can click, WWW.DDSINC.NET to view Dental Providers click on PATIENTS ONLY, and then FIND A PROVIDER enter 1500 for Union Number on the search screen, and then the zip code and address to find the nearest provider. Through our national network of Delta Dental companies, we offer dental coverage in . Many policies fully cover basic preventative measures like regular checkups and cleanings and sometimes routine x-rays. To search by specialty, language spoken or other details, search using your ZIP code, and on the results page select Refine search. 2023 Brighton Health Plan Solutions. What is the nature and location of the problem. All claims must be submitted within 12 months of service date to: No, services provided at TeamstersCare Dental offices have no effect on your Dental Blue Freedom coverage. These dentists have . The portal will allow you to preview medical claims and order their own optical forms. We want to hear from you when we discuss the terms of your employment and working conditions with your employer. Oral examinations, charting and x-rays to determine your dental needs, Denture adjustment (if dentures are more than 3 months old), Root canal (limited to six front upper and 6 front lower teeth only). Individual Dental Insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York or by one of its wholly owned subsidiaries.